Compare the best Ram car insurance quotes for free.

Insurance on used Ram cars is usually cheaper than insurance for new Rams. This is because it is more expensive to replace a newer model Ram than an older model. Newer Rams will also require more insurance coverage than older or used Rams.

Whereas liability and accident benefits are mandatory whether your vehicle is new or used, coverage for physical damage is not. If you own your vehicle outright, then collision coverage is optional in many provinces (though it is still highly recommended as it covers damage that happens to your vehicle while in motion.) Comprehensive coverage will cover your vehicle when stationary and is also optional if you own your vehicle outright. It’s recommended to have comprehensive and collision insurance on newer cars, and it will likely be a requirement if you’re leasing your vehicle.

It’s important to note that the Ram is one of the most expensive trucks in its size and class to insure, despite being named a Top Safety Pick by the IIHS. This is likely due to the high theft rates for this model. 

The key to getting the best insurance rate on a Ram is to ensure you’re only paying for the coverage you need, and that your driving history is in top shape. Also ensuring that your insurance coverage doesn’t have any gaps can help you to get the best rate possible. There’s no single insurance provider that’s best for one particular make — which is why comparing quotes is essential.

The LowestRates.ca comparison tool is one of the fastest ways to ensure you’re getting the best online price for Ram insurance. You can also reach out directly to a broker near you to discuss insurance for a Ram. Brokers work with multiple insurance companies to help get you the best rate possible for your coverage needs.

Factors that will affect your Ram insurance cost include your location, your age, and your driving history.

To ensure you’re always getting the best insurance rate for your Ram, use LowestRate.ca’s free online tool to compare costs from more than 50+ Canadian insurance providers.

• Location: Rates are often more expensive in Ontario than in other provinces, and more expensive in large cities compared to small towns. Your insurance may even depend on the neighbourhood you live in within a particular city.
• Age: Provinces such as Alberta and Ontario allow insurance companies to use age as a factor in calculating insurance premiums. This means that those under the age of 25 are likely to have higher rates than more experienced drivers. Once you’ve proven yourself as a safe driver, your rates will likely drop.
• History: Your driving history and whether or not you’ve made any insurance claims in the past are two of the biggest factors in determining your insurance rate. Should you find yourself in a position where you need to make a claim, weigh the potential premium increases against the current costs carefully.
• Customer loyalty: Some insurance companies offer discounts for customer loyalty — such as having more than one insurance product with a particular company, or being with them for many years. There may even be discounts for those who have completed a driver education course.
• Insurance company’s own underwriting. Finally, your coverage limits as well as whether or not you’re setting up a new policy or renewing will also impact the rate you get.

Yes, it’s totally safe to buy Ram insurance online. Our tool is free, unbiased, and secure — we only ask for the details we need to find you the best quotes in your area, and we’ll never give your information to a third party. We’ve helped Canadians save millions on their insurance costs. Get a quote for car insurance on LowestRates.ca and start saving today.