Compare RBC Insurance car and auto insurance quotes with other top insurance companies. Find the best price.

On average, Canadians save hundreds of dollars per year by comparing quotes with us.

Get quotes from 50+ Canadian providers in 3 minutes.

Get quotes from 50+ Canadian providers in 3 minutes.

Learn more about RBC Insurance Canada.

Founded in 1864 in Halifax, N.S., The Royal Bank of Canada (RBC) pre-dates Confederation. In 2016, it was Canada’s second-largest corporation by revenue, bringing in an estimated $42-billion. The bank has headquarters in Toronto and Montreal.

RBC Insurance Canada offers car insurance, as well as home, travel, and life insurance for individuals and groups. 

Auto insurance from RBC is available in all provinces and territories except British Columbia, Manitoba and Saskatchewan. Its products are distributed by RBC Insurance Agency Ltd. and underwritten by Aviva General Insurance Company.

RBC has a sizable footprint in the Canadian auto insurance market, though it’s dwarfed by its health and life insurance products.

RBC Insurance offers car insurance quotes online through its site. LowestRates.ca offers car insurance quotes from 50+ Canadian insurance providers, so you can see which one offers the cheapest premium. 

 

Consumer reviews for RBC Insurance.

ProvinceUser satisfaction rating
Alberta
Atlantic
Ontario

 

 

 

 

 

Quebec

What other products does RBC Insurance offer?

Along with insuring all kinds of vehicles (cars, motorcycles, snowmobiles, motorhomes, ATVs, trailers and collector and classic cars), RBC offers a wide selection of coverage options for individuals, businesses and groups.

Home insurance: Standard and optional coverage for owners of houses and condos, and tenant insurance for renters.

Seasonal, secondary and rental home insurance: Coverage for seasonal and secondary homes and properties rented out to others.

Travel insurance: Comprehensive packages covering emergency medical costs, baggage, trip cancellation and interruption and accidents, with tailored options for seniors and travel within Canada. Choose from multi-trip annual coverage or cover just one trip at a time. RBC also has à la carte travel insurance options for those who don’t need everything a package offers. Visitors to Canada can choose from three tiers of emergency medical and dental coverage as well.

Life insurance: A range of term, whole and universal life insurance options to fit different needs and budgets, with optional personal accident coverage also available.

Disability and critical illness insurance: Covers living expenses for you and your family if you can’t work because of an illness or injury. There’s also the option of adding hospital insurance if you’re an RBC customer, to fill gaps left by government and employer health insurance.

Loan insurance: Policies to cover your RBC debts, like credit cards, mortgages and loans or lines of credit. These coverage options can help top up employer-based disability, life and critical illness insurance or provide protection in case you lose your job.

Business insurance: Coverage for businesses including for the departure, sickness or injury of an owner or key employee. RBC also offers group auto, home, health, dental, disability and life insurance for organizations.

The RBC Insurance car insurance advantage.

Discounts

Bundling your home and life insurance with your auto insurance could net you a discount. Getting a quote from RBC online could also qualify you for a 5% discount. Other ways to earn a discount with RBC include:

  • Insuring multiple vehicles with RBC.
  • Having no claims history.
  • Being a retiree.
  • Installing an RBC-approved anti-theft alarm system in your vehicle.
  • Installing winter tires on your car.

RBC employees receive significant discounts — up to 25% on car insurance and 10% on home insurance — and could qualify for more depending on eligibility.

Special programs

Unlike many of its car insurance competitors, RBC does not offer usage-based auto insurance, or any other optional programs that make it stand out on the innovation front. However, policyholders can still customize their policies by purchasing optional add-ons:

Family protection endorsement - If you or a member of your immediate family is injured or killed by an uninsured, underinsured, or unidentified at-fault driver, the benefit you receive will be significant — up to the limits of your financial coverage, according to the company.

Waiver of depreciation endorsement - If your new car is lost or damaged within the first two years, RBC will give you a benefit based on the sales price and won’t factor in depreciation.

Forgiveness for the first at-fault accident - Your premium won’t increase after your first accident with this rider.

Is there an app?

RBC Insurance does not currently offer an app for car insurance. It does, however, offer an online portal for policyholders. After you purchase car insurance with RBC Insurance, you’ll get a login for RBC’s Online Insurance hub, where you can manage your policy or file a claim. 

 

How to submit a claim with RBC

There are two ways to contact RBC insurance about your car insurance policy: online, through RBC’s Online Insurance portal or by phone. 

The best way to submit a claim with RBC Insurance is to call the toll-free line, where you’ll be connected with a claims advisor. To make a claim on your car insurance, call RBC Insurance at the phone number below. 

 
Number to reach RBC Insurance to submit an insurance claim by phone:
1-800-769-2526
#722 from a Bell or Rogers cellphone
Hours of availability:
RBC Insurance provides 24-7 support for car insurance claims at the phone number above, year-round.

Join the millions of Canadians saving money on auto insurance

The first rule of saving money is to shop around for the best price. Make sure you’re not overpaying for car insurance by comparing insurance providers before you settle on one. LowestRates.ca makes comparing multiple auto insurance companies a snap. We don’t sell insurance — we’re completely independent — but we can show you which insurer is offering the lowest price. Just enter your postal code and in 3 minutes we’ll show you rates from 50+ Canadian insurance providers. Best of all? It’s free.

How comparing auto insurance quotes works. Hint: it’s free!

Compare

Next, we’ll show you quotes from 50+ Canadian providers. It’s free, with no commitment.

Save

When you find the best quote, secure your rate by talking to a licensed broker or agent.

Get Started

31,217 Canadians

have compared rates and saved money over the last 24 hours

What people say after comparing rates on LowestRates.ca:

July 23
They way everyone was so polite and…
They way everyone was so polite and helpful
Yasameen Siddiqi
July 22
Quotes over the phone were great...
Quotes over the phone were great...
Gregory Nowak
July 22
Communication was easy
Communication was easy. Quick call from the staff after application was submitte...
Richard Fababeir
July 20
I Spoke With a Very nice Young Man and…
I Spoke With a Very nice Young Man and he was very helpful
Suzanne Sharma
July 19
Very god interaction with your agent
Very god interaction with your agent, who was knowledgeable, efficient and nice ...
emanuel pivniceru
July 19
Saved over $700
Saved over $700. That says it all.
Tim
July 18
Responsive helpful
Very helpful thank you
Karel Ferenc
July 17
Great Customer service
I was very happy and please with the outcome of the call, all my questions were ...
Santo
July 17
Quick and easy
Quick and easy. Very helpful broker
Peter Deeprose
July 17
Very knowledgeable and helpful sales…
Very knowledgeable and helpful sales staff.
Lisa Rucha
July 17
Mark was very informative and not…
Mark was very informative and not pushy. He was very helpful and I appreciate it...
Brenda Hanzuk
July 16
Super helpful
Super helpful, quick and easy!
Mandy J
July 12
Excellent service
The lowest rates agent called me right after I finished the initial question and...
D-Glenn Surgenor
July 11
Professional all the way!
They were able to find the right coverage at the right price in a short time. P...
Jeff
July 7
The name says it all
The name says it all, lowest rates available and very professional service. 5 st...
Adam Koester
July 5
The service I received today 7/4/24 was…
The service I received today 7/4/24 was amazing and swift.
MARIO CLARKE
June 28
There was an instant offer and then…
There was an instant offer and then quick follow up.
Dcghelani
June 20
Good
Good rates using
Sharma
June 10
The service was quick and convenient.
The service was quick and convenient.
Eddy
June 2
Great customer service!
Great customer service!
Owen Thompson
May 23
There going to help you be covered as long as you keep keep up with your monthly payments against somebody else s fire and flood damage if you started the fire or flood by no fault of your own doing .
My sister refused me to cooperaters in hamilton for apt fire insurance .they gav...
Cindy Lou
May 15
The Hope of a more cost saving policy
The Hope of a more cost saving policy
Caroline m Fremont
May 14
They went through the insurance…
They went through the insurance information with me , and allowed me to save hun...
Kevin Jessome
May 5
I was so impressed with your…
I was so impressed with your representative- Bhakti Joshi for her help in walkin...
Maureen Driscoll
May 5
The fellows were very friendly and…
The fellows were very friendly and helpful
Leona Toner
May 4
Very Helpful when time you need it
I have been using lowest rate.ca to find the best raye for any of my insurance a...
Eli
April 19
Sean was easy to talk too and very…
Sean was easy to talk too and very informative.
Angela

*LowestRates.ca is not an insurance brokerage.

Front view of a car. Illustration.

See how our customers with collision coverage save big on auto insurance.

CustomerLocationVehicleLowest rateAverage rateSaved
Quote from July 23, 2024
Customer
Female, 39 years old
Location
ontario
Vehicle
2020 FORD ESCAPE TITANIUM HEV 4DR AWD
Lowest Rate
$332/mth
$3,980/yr
Average Rate
$444/mth
$5,323/yr
Saved
$112/mth
25.23%
Quote from July 23, 2024
Customer
Female, 24 years old
Location
ontario
Vehicle
2018 GMC TERRAIN SLE 4DR 2WD
Lowest Rate
$383/mth
$4,599/yr
Average Rate
$519/mth
$6,230/yr
Saved
$136/mth
26.18%
Quote from July 23, 2024
Customer
Female, 23 years old
Location
ontario
Vehicle
2010 HONDA CR-V EX-L 4DR 2WD
Lowest Rate
$177/mth
$2,122/yr
Average Rate
$501/mth
$6,014/yr
Saved
$324/mth
64.72%

Auto insurance quotes are compared from CAA, Coachman Insurance Company, Economical Insurance, Gore Mutual, Onlia Insurance, Pafco, Pembridge, SGI, Travelers, Zenith Insurance Company

Alexandra Bosanac

Alexandra Bosanac

About the Author

Alexandra Bosanac is the Core Content Manager for LowestRates.ca. Her reporting has appeared in Canadian Business, the Toronto Star, the National Post, and the CBC.

Read More

Auto insurance news

Read More Like This