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On average, Kia drivers save hundreds of dollars per year by comparing quotes with us.

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July 23
They way everyone was so polite and…
They way everyone was so polite and helpful
Yasameen Siddiqi
July 22
Quotes over the phone were great...
Quotes over the phone were great...
Gregory Nowak
July 22
Communication was easy
Communication was easy. Quick call from the staff after application was submitte...
Richard Fababeir
July 20
I Spoke With a Very nice Young Man and…
I Spoke With a Very nice Young Man and he was very helpful
Suzanne Sharma
July 19
Very god interaction with your agent
Very god interaction with your agent, who was knowledgeable, efficient and nice ...
emanuel pivniceru
July 19
Saved over $700
Saved over $700. That says it all.
Tim
July 18
Responsive helpful
Very helpful thank you
Karel Ferenc
July 17
Great Customer service
I was very happy and please with the outcome of the call, all my questions were ...
Santo
July 17
Quick and easy
Quick and easy. Very helpful broker
Peter Deeprose
July 17
Very knowledgeable and helpful sales…
Very knowledgeable and helpful sales staff.
Lisa Rucha
July 17
Mark was very informative and not…
Mark was very informative and not pushy. He was very helpful and I appreciate it...
Brenda Hanzuk
July 16
Super helpful
Super helpful, quick and easy!
Mandy J
July 12
Excellent service
The lowest rates agent called me right after I finished the initial question and...
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July 11
Professional all the way!
They were able to find the right coverage at the right price in a short time. P...
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July 7
The name says it all
The name says it all, lowest rates available and very professional service. 5 st...
Adam Koester
July 5
The service I received today 7/4/24 was…
The service I received today 7/4/24 was amazing and swift.
MARIO CLARKE
June 28
There was an instant offer and then…
There was an instant offer and then quick follow up.
Dcghelani
June 20
Good
Good rates using
Sharma
June 10
The service was quick and convenient.
The service was quick and convenient.
Eddy
June 2
Great customer service!
Great customer service!
Owen Thompson
May 23
There going to help you be covered as long as you keep keep up with your monthly payments against somebody else s fire and flood damage if you started the fire or flood by no fault of your own doing .
My sister refused me to cooperaters in hamilton for apt fire insurance .they gav...
Cindy Lou
May 15
The Hope of a more cost saving policy
The Hope of a more cost saving policy
Caroline m Fremont
May 14
They went through the insurance…
They went through the insurance information with me , and allowed me to save hun...
Kevin Jessome
May 5
I was so impressed with your…
I was so impressed with your representative- Bhakti Joshi for her help in walkin...
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May 5
The fellows were very friendly and…
The fellows were very friendly and helpful
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May 4
Very Helpful when time you need it
I have been using lowest rate.ca to find the best raye for any of my insurance a...
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April 19
Sean was easy to talk too and very…
Sean was easy to talk too and very informative.
Angela

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Kia car insurance: what you need to know.

Kia cars and SUVs are becoming increasingly popular with consumers in North America. When looking for insurance for your Kia, examine all the relevant variables.

For example, age and gender matter. Young men tend to have the highest insurance premiums.

If you’re using your Kia every day to commute to work, your insurance policy will cost more than if you only used it to run errands on the weekend.

You’re also likely to pay more in insurance if you live and drive in an area that has a high volume of claims and Kia drivers with insurance claims on their record are likely to pay higher premiums.

Insurance costs will vary for different types of coverage, regardless of whether you’re looking for an entirely new policy for your Kia or if you're simply renewing your current one.

In general, SUVs can have higher insurance premiums. This is because they often top the list of the most frequently stolen vehicles in Canada.

Comparison shopping is a crucial step for securing savings. Our free, online quote tool will survey rates from 50+ of the leading insurance providers in Canada to help you best price for your Kia car insurance.

Remember, the key to getting the best insurance policy for your Kia is to reflect how you and your vehicle are at low risk of making a claim, so make sure to adjust the details of your application accordingly.

How much does insurance cost for a Kia?

It’s difficult to predict the insurance costs in Canada for Kias because of how many variables go into determining a rate.

Even when there are similarities between two applications, their differences can lead to a significant variation in price.

To gauge how much you’re likely to pay, consider what can drive up Kia vehicle insurance rates.

Driver profile:

Any driver with a history of past insurance claims is going to pay more for auto insurance for their Kia than drivers with clean records.

LowestRates.ca data shows that young male drivers have the highest premiums. On the other hand, drivers over the age of 40 tend to pay the lowest premiums. This is, in part, because they have more driving experience so may be considered less likely to make a claim.

The policy:

You may be paying a high rate for insurance for your Kia because you have coverage you no longer need.

Carefully selecting the coverage type that best suits how you use your car will lead to savings. Why pay for coverage you’re not using?

The vehicle:

If your vehicle doesn’t have additional safety features such as a rear camera display or lane assistance system, your rates could be higher.

If your Kia is among vehicle types that are stolen often, or, if it’s expensive to replace, you could pay more.

IBC estimates that each year, insurance carriers spend more than $540 million fixing or replacing stolen cars. In one way or another, these costs are passed on to the consumer.

The insurance company:

If you’re looking for the best insurance rates for a Kia, start with a quote.

To give you a general sense of the average insurance cost for a Kia, some estimated premiums are below.

Estimated Premiums

Front view of a car. Illustration.

See how our customers with collision coverage save big on auto insurance.

CustomerLocationVehicleLowest rateAverage rateSaved
Quote from July 23, 2024
Customer
Male, 29 years old
Location
ontario
Vehicle
2021 KIA FORTE EX+ 4DR
Lowest Rate
$556/mth
$6,666/yr
Average Rate
$861/mth
$10,332/yr
Saved
$306/mth
35.48%
Quote from July 23, 2024
Customer
Male, 37 years old
Location
ontario
Vehicle
2020 KIA FORTE GT 4DR
Lowest Rate
$175/mth
$2,096/yr
Average Rate
$217/mth
$2,603/yr
Saved
$42/mth
19.48%
Quote from July 23, 2024
Customer
Male, 38 years old
Location
ontario
Vehicle
2025 KIA SPORTAGE EX 4DR AWD
Lowest Rate
$704/mth
$8,453/yr
Average Rate
$931/mth
$11,173/yr
Saved
$227/mth
24.34%

Auto insurance quotes are compared from CAA, Coachman Insurance Company, Economical Insurance, Gore Mutual, Onlia Insurance, Pafco, Pembridge, SGI, Travelers, Zenith Insurance Company

Your questions about Kia car insurance rates, answered.

What is the cheapest Kia to insure?

If you’re wondering how much it costs to insure a Kia, you can generally expect to pay less for smaller cars with high safety ratings.

Kia has a wide range of vehicle types and models in the market, including small and large sedans as well as small and large SUVs.

A smaller Kia sedan is likely to be the cheapest to insure.

Used vs. new Kias: which is cheaper to insure

Due to lower repair and replacement costs, car insurance for a used Kia is often less expensive than coverage for a new one.

If you’re looking into purchasing a used car, review its history to find out if it has any reported accidents or damage which could increase your insurance costs.

Any such claims can be verified on the Insurance Bureau of Canada website. Their free service, Verify Vin, will reflect if a vehicle has previously been reported by an IBC insurance company partner for flood damage or significant damage.

What is the best car insurance for a Kia?

The best car insurance for one Kia driver may not be ideal for another driver.

While vehicle type, model and associated safety ratings affect an insurance rate, coverage type and driver history are equally important.

Once you’ve received quotes using our free, online tool, consider connecting with a Kia insurance broker to better understand what sort of coverage you need.

Your rate could be high because you’re opting for a coverage type that doesn’t align with how you use your vehicle.

How can I reduce the price of car insurance for my Kia?

Securing cheap car insurance for your Kia requires a bit of strategy. Start by comparing the Kia insurance that leading companies are offering. Our free online tool will provide quotes from 50+ insurance providers across Canada.

Once you have a sense of cost, consider some of the following tactics to drive down your premium:

  • Bundle up – Insure your home with your car insurance companies.
  • Connect with a broker – Review your Kia insurance policy with a licenced broker who may be able to spot savings opportunities that you hadn’t considered.
  • Pay more upfront – Increase your deductible to bring down your monthly premium. However, only do so if you’ll be able to pay a high deductible in the event of a loss.
  • Telematics – If you allow your driving to be tracked and your costs tallied accordingly.
  • Ramp up your safety – Opt for additional safety measures when customizing a new vehicle. If you have features such as a rear camera display or lane assistance system, your rates could be lower.
  • Stick with one insurer – Use the same company to insure each of your cars.
  • Stay safe – Make sure your driving record remains free of tickets. Drivers with a clean record may be able to secure better rates.

If you’re seeking Kia insurance for a young driver, you could reduce your costs by being insured on one of your parents’ policies.

Completing a driving course can result in savings. And, in some instances, schools offer insurance discounts to students who maintain good grades.

Is it safe to buy Kia insurance online?

Yes, it’s totally safe to buy car insurance online. We’ve helped Canadians save millions on their insurance costs, collectively. Get a quote for Kia car insurance on LowestRates.ca and start saving today.

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