Compare the best Volkswagen car insurance quotes for free.

In general, newer vehicles cost more to insure than older ones because it costs more to repair or replace a new car. However, that’s just one of several variables that influence insurance costs.

While insurance carriers are often most concerned about the driver’s history, it’s important to be aware if the vehicle was damaged in a collision before you owned it. If the car has any previous damage, it could have a big effect on used car insurance rates for a Volkswagen.

All things considered, auto insurance for a used Volkswagen is likely to be reasonably priced, as long as you don’t have a bad driving record and the car doesn’t have any previous collision damage. It’s important to compare Volkswagen insurance across different insurance companies to find the best price for your new or used vehicle.

To find the best car insurance for your Volkswagen, it’s a good idea to use an online quoting tool to get a sense of what different insurers have to offer. With so many different models out there, it’s important to gather at least three different Volkswagen car insurance quotes from different brokers so you can compare deductibles, coverage limits and exclusions. When looking at a potential Volkswagen insurance policy, consider how often you use your vehicle and the amount of coverage you need, so you’re not overpaying for coverage you won’t use. Talking to a Volkswagen insurance broker can also be helpful, because they can review various insurance policies with you and offer valuable insights about each type of Volkswagen insurance coverage. Next, they can customize your policy so your coverage aligns with how you use your vehicle. A licensed broker can also help you review your options for a Volkswagen insurance policy renewal.

When calculating Volkswagen car insurance prices, insurance companies look at two main things: the type of car and the type of driver. With the vehicle itself, insurers look at the make and model, sticker price, safety rating and safety features. When it comes to the person driving the car, insurers look at details including your age, gender, location and driving history. How comprehensive the policy is also matters, because a more comprehensive policy will be more expensive.

Driver:

• Age and gender – Young males tend to pay higher car insurance rates.
• Annual mileage – If you’re using your Volkswagen daily for work, you’ll have a different rate than if you use it occasionally.
• Primary location – Where you’re based
• Record – Any claims or violations will impact your premiums.

Vehicle:

• Age – And, associated replacement value.
• Safety rating. Does the Volkswagen have safety features which make it more safe?
• Type – Brand and model.

Policy:

• Coverage type, limits and deductibles.
• Whether you’re looking for a new policy for your Volkswagen, or, for an insurance renewal.

To get the best vehicle insurance for Volkswagens at the lowest rate, use LowestRate.ca’s free online tool to compare Volkswagen insurance costs from more than 30 insurance companies.

Car insurance coverage requirements vary by province and territory. For example, Ontario drivers are legally required to have the following: third-party liability, accident benefits, direct compensation-property damage coverage (DCPD) and uninsured automobile coverage.

In other provinces, car insurance is administered through public programs, or, in some instances through a combination of public programs and private insurance companies.

Additional optional coverage is also available to drivers across the country. Adjusting the details of your policy, including coverage types, can help you bring down your rate.

To find the cheapest car insurance for your Volkswagen, start with a quote.

In addition, consider the following tactics:

• Age – As drivers age, their premiums go down in large part because they can reflect more experience driving.
• Bundling – Drivers who package more than one policy with a single insurance company may be eligible for savings.
• Clean driving record – Carriers often recognize drivers with clean driving records with favourable rates.
• Credit score – In some provinces, drivers who opt to have their credit score considered as part of their insurance application, may be eligible for savings.
• Raising your deductible – Drivers willing to pay a higher deductible may be able to reduce their premiums. However, it’s important that drivers only do so if they’re confident they’ll be able to pay a higher deductible in the event of damage.
• Telematic programs – Drivers who opt into telematics programs which track their driving behaviour may be eligible for savings. Insurance carriers can personalize your premiums based on your driving behaviour.

If you’re seeking Volkswagen insurance for a young driver, you could reduce your costs by being insured on one of your parents’ policies.

Completing a driving course can result in savings. And, in some instances, schools offer insurance discounts to students who maintain good grades.

Absolutely, online shopping for Volkswagen insurance coverage is 100% safe. It’s also fast.

Our free online tool will provide quotes from more than 30 carriers across the country.

We’ve helped Canadians save more than $1 billion on their insurance costs.

Get a quote to start saving today.