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July 23
They way everyone was so polite and…
They way everyone was so polite and helpful
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July 22
Quotes over the phone were great...
Quotes over the phone were great...
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July 22
Communication was easy
Communication was easy. Quick call from the staff after application was submitte...
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July 20
I Spoke With a Very nice Young Man and…
I Spoke With a Very nice Young Man and he was very helpful
Suzanne Sharma
July 19
Very god interaction with your agent
Very god interaction with your agent, who was knowledgeable, efficient and nice ...
emanuel pivniceru
July 19
Saved over $700
Saved over $700. That says it all.
Tim
July 18
Responsive helpful
Very helpful thank you
Karel Ferenc
July 17
Great Customer service
I was very happy and please with the outcome of the call, all my questions were ...
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July 17
Quick and easy
Quick and easy. Very helpful broker
Peter Deeprose
July 17
Very knowledgeable and helpful sales…
Very knowledgeable and helpful sales staff.
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July 17
Mark was very informative and not…
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July 16
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July 12
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June 28
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May 23
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May 15
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The Hope of a more cost saving policy
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May 5
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Learn more about sports car insurance in Canada.

No matter what type of vehicle you decide to drive in Canada, you’re going to need insurance for it. The catch? Your vehicle type will impact how much you pay to insure it — and if you want a sports car, it won't be cheap to insure it.

Because of their sophisticated technology and expensive design, sports cars don’t come with low insurance rates. In fact, they’re generally more expensive to insure than SUVs, cars, or trucks.

But don’t worry. We’ve got all the information you need about how to insure a sports car — and how to save money while doing it. Read on to find out more.

Front view of a car. Illustration.

See how our customers with collision coverage save big on auto insurance.

CustomerLocationVehicleLowest rateAverage rateSaved
Quote from July 23, 2024
Customer
Male, 30 years old
Location
ontario
Vehicle
2017 PORSCHE CAYENNE S PHEV 4DR AWD
Lowest Rate
$292/mth
$3,508/yr
Average Rate
$349/mth
$4,183/yr
Saved
$56/mth
16.14%
Quote from July 23, 2024
Customer
Male, 35 years old
Location
ontario
Vehicle
2016 PORSCHE CAYMAN GTS 2DR
Lowest Rate
$141/mth
$1,696/yr
Average Rate
$265/mth
$3,174/yr
Saved
$123/mth
46.57%
Quote from July 23, 2024
Customer
Female, 30 years old
Location
ontario
Vehicle
2018 PORSCHE MACAN S 4DR AWD
Lowest Rate
$232/mth
$2,784/yr
Average Rate
$280/mth
$3,362/yr
Saved
$48/mth
17.19%

Auto insurance quotes are compared from CAA, Coachman Insurance Company, Economical Insurance, Gore Mutual, Onlia Insurance, Pafco, Pembridge, SGI, Travelers, Zenith Insurance Company

Your questions about sports car insurance, answered

What is sports car insurance?

Sports car insurance is intended for high-performance vehicles. It’s similar to that of regular cars in terms of coverage. You’ll still get liability and accident benefits, with the option of purchasing collision and comprehensive. But where sports car insurance differs is in the limits of these coverages. Because sports cars are more expensive to buy and, therefore, more expensive to repair, the limits tend to be higher for coverage, which can drive up your premium.

Do sports cars have higher insurance rates?

Yes. Sports cars are built for speed. Because of that, they feature fewer safety features and are generally seen as riskier to insurance companies. Because of their sleek design and advanced technology, sports cars are more expensive to repair, which means they come with a higher price tag on insurance. That price tag can increase even further if you’re under the age of 25. Sports car insurance is expensive for young drivers since you’re combining fewer years of driving experience with an expensive vehicle that’s costly to repair.

The good news is that you can still save money by comparing sports car insurance rates online.

How much is insurance for a sports car?

It’s not possible to pin down the exact cost of insurance for a sports car because it will vary greatly depending on the make, model, and year of your sports car. But we can tell you that it’s going to be challenging to find sports cars with cheap insurance rates. You should expect to pay more than those who drive traditional vehicles, like cars, trucks, and SUVs.

What cars are considered sports cars for insurance?

Every insurance company will define what constitutes a sports car a little differently, but typically, sports cars can be classified as light-weight, low-profile vehicles that feature only two doors, and have more horsepower and higher performance capabilities than traditional vehicles. Sports cars are also more expensive to purchase than regular cars.

Do all insurance providers offer sports car insurance?

Yes, all insurance providers offer car insurance for high-performance vehicles. But what you pay will differ from company to company. In order to ensure you’re getting the best insurance rate for your sports car, use the LowestRates.ca quoter.

How can I get cheap car insurance for my sports car?

It can be challenging to secure low insurance rates with a sports car. But the good news is: it’s not impossible. The best way to lower the cost of insurance on your sports car is by not taking the first offer that’s presented to you.

Every insurance company will have different insurance rates for sports cars. Your job is to shop around for the best one that fits your needs. At LowestRates.ca, you can get a quote for sports car insurance from more than 30 insurance providers.

And while it’s true that fast cars don’t come with low insurance, that doesn’t mean there aren’t other ways to save.

There are other ways you can lower your rates, too:

  • Buy a used sports car instead of a brand new one
  • Maintain a clean driving record/be claims-free
  • Wait until you’re over the age of 25 to buy a sports car
  • Opt for a higher deductible
  • Install an anti-theft device on your sports car
  • Maintain low mileage

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