Infiniti auto insurance: what you need to know.
For over 30 years, Infiniti has crafted modern luxury vehicles that embody “power, performance and artistry.” As a special division of Japanese automaker Nissan, Infiniti produces sedans, coupes and SUVs that are inspired by modern, human-centric design. The performance brand even features a concept line of specialty vehicles, including electric cars.
Though considered a premium brand, some Infiniti models are listed as an affordable choice (and safe winter driving option) by Driving.ca –– like the Hybrid version of the Infiniti Q50, which includes rear-biased AWD and forward facing radar, warning drivers of danger from nearby vehicles.
When reviewing options for Infiniti car insurance, you are probably seeking the most cost-efficient insurance premium, that ensures you are both protected from liability and have accident benefits coverage in case of a collision. Your best bet in this process is to use a tool like LowestRates.ca LowestRates.ca to compare quotes from an array of Canadian insurance companies.
When shopping around for an Infiniti insurance policy, you will need to share key information about your driving record (and that of other drivers in your household who will access the vehicle), as well as your address. You will also need to know the year, make and model of the car you are trying to insure. Brokers who partner with us need these details in order to provide you with a competitive quote.
Keep reading for useful insight we have compiled to help you find and access the best car insurance rates for your new Infiniti.
How much is insurance for an Infiniti?
Unfortunately, we can’t provide you with an average estimated cost for Infiniti insurance. This is because there are many fluctuating variables that impact how a broker calculates insurance for an Infiniti, in private markets like Ontario, Alberta, Quebec, the territories and Atlantic provinces. (Other provinces in Canada offer government-run auto insurance, which provide consumers fixed deductibles, but don’t include options like multi-vehicle discounts).
The price of Infiniti car insurance is completely dependent on how each private insurer estimates risk (more on this in our FAQs below!). As well as the value of the vehicle you are insuring and its safety rating, your personal driving record and living circumstances are critical factors in the internal risk assessment process, by which insurance companies calculate a premium.
Essentially, there is no benchmark for Infiniti insurance coverage. Across the country, overall auto insurance price trends might fluctuate by provincial market. But the only way for you to figure out the cost of insurance for your Infiniti is to get a unique quote from an insurance provider. Instead of reaching out to brokers one at a time, use LowestRates.ca to compare multiple Infiniti insurance quotes simultaneously.
The following are Infiniti car insurance rates offered to real LowestRates.ca users.
Your questions about Infiniti auto insurance rates, answered.
Used vs. new Infiniti: which is cheaper to insure?
Most of the time, it will be cheapest to insure a used Infiniti.
Compared to a brand new model, car insurance for a used Infiniti may offer less risk to insurance brokers, because the replacement value (for either parts or the full vehicle) is likely to be lower. Owners of new vehicles may also want to consider investing in collision and/or comprehensive insurance, which incurs greater expense –– but also more protection.
By law, Canadians only have to purchase auto insurance that covers third-party liability, accident benefits, uninsured automobiles and direct compensation property damage. But if you are in an accident with only this level of coverage and your new Infiniti is damaged, the cost to repair the car falls on you. With collision insurance, your vehicle repair is included. Meanwhile, comprehensive insurance covers any non-collision-related damage or theft that might occur.
Whether you decide to purchase a used or new vehicle (and any additional coverage that is relevant), you should compare Infiniti insurance options online, via our expansive LowestRates.ca database.
What is the best car insurance for an Infiniti?
The private auto insurance industry in Canada –– for Infinitis as well as all other vehicles –– is a competitive market and brokers all have their own internal process for weighing risk. These individual underwriting standards mean there’s no single company that provides the best car insurance for Infiniti vehicles.
Rather, you as a consumer have the opportunity to access multiple insurance options, then choose the policy that best meets your specific needs. Perhaps you require Infiniti insurance for young drivers in your household? Or maybe you want to combine new Infiniti insurance with the renewal of coverage for another vehicle to access a multi-vehicle discount?
Whatever your circumstances may be, make an informed decision by comparing quotes via LowestRates.ca.
How are auto insurance quotes for Infinitis calculated?
Infiniti car insurance rates are determined by a few different sets of information.
- The particulars of the vehicle in question, including the VIN number, model, year of production, safety and risk features as measured by regulatory bodies like the Insurance Bureau of Canada
- The background and location of the vehicle’s driver(s), including age, driving suspensions and tickets, how frequently you use your car and whether you live in an urban or rural area
- The insurance brokers’ internal process for assessing risk, in case you make an insurance claim on your Infiniti. That risk is based on their analysis of the first two sets of information.
This can be a lot of information to take in, but if you search for auto insurance quotes through LowestRates.ca, you can easily narrow down the best options for you.
Is it safe to buy Infiniti insurance online?
Yes, it’s totally safe to buy car insurance online. We’ve helped Canadians save millions on their insurance costs. Get a quote for car insurance on LowestRates.ca and start saving today.
