Compare SGI home insurance quotes with other top insurance companies.

• Insurance score: Having a strong insurance score (the calculation includes your credit score) qualifies you for a discount with SGI.
• Company loyalty: If you already have a home or auto policy with SGI, you qualify for a bundling discount.
• Personal history: Once you’re a customer, SGI will give you a discount if you make it to the three-year mark without filing a claim. 
• Security: If you have installed an adequate home security system on your property, SGI will take that into account.

For people looking for house insurance, SGI also offers several optional coverages. For an extra fee, the following endorsements can be added to your base policy:

Additional personal liability - Geared towards Canadians who lead active lives, SGI’s additional personal liability package is designed to protect homeowners who may have accidents related to their pools, boats, trampolines, or cottages, either at home or outside of Canada. To qualify, a homeowner must already have home and auto policies with SGI. Careful, though. Some professionals — like entertainers, politicians, writers, journalists or professional athletes — are disqualified from receiving this discount.

Home Systems Protection - In the event that any of the appliances in your home are damaged and need repairs, SGI’s Home Systems Protection covers kitchen and laundry appliances, home entertainment, accessibility machinery, power tools, generators, and more.

Water damage coverage  - SGI home insurance offers this as an optional add-on to your home insurance coverage. This is the extra coverage that covers events like flooding caused by severe rainstorms, lake and river overflow flooding, and septic or sewer overflows

Landscaping and damaged lines - SGI’s Service Line Coverage has your back if any of your utility lines break down. This includes Internet, phone, water and power. You’re covered for other out-of-pocket expenses, including yard repair after the fact.

SGI  provides optional coverages for condo owners, too. To learn more about SGI condo insurance offerings, speak with an insurance agent. 

Lastly, you can also purchase tenant insurance through SGI. If you’re renting out a property and are considering landlord insurance, a SGI representative can give you more insight into whether you require it.

You can apply for a home insurance quote with SGI through LowestRates.ca. Just fill out the form above and click the “Get Started” button. 

No, SGI Canada doesn’t offer an app for consumers to manage their insurance policies.

That doesn’t mean you can’t complete a home insurance quote for SGI online. All you have to do is fill out the form above to get started. 

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To make a homeowners insurance claim with SGI, contact your broker first. If it’s after-hours, call the number below. From there, document all damage by taking photographs and don’t throw out any damaged property without adjuster approval. Keep track of the time it took you to clean up the area to ensure you’re to be compensated accordingly. The next thing to expect is for the repair costs to be calculated. When that happens, SGI will pay you or your contractor (you can choose your contractor yourself) directly. Assessment specialists are responsible for calculating the replacement costs of all items.

You can learn more about customers’ experiences with SGI home insurance from reviews posted to the company’s Google Business page. 

You can also use the following SGI phone number to make a home insurance claim. 

By phone:

• 1-800-647-6448: This phone number will put you in touch with a customer service rep for SGI home insurance. 

In the event of an emergency, a SGI home insurance agent will work with you to resolve your claim. 

Here are the other types of insurance you can purchase from SGI besides property insurance:

• Auto insurance
• Home insurance
• Farm insurance
• Business insurance
• Cargo insurance
• Oil and gas industry insurance
• Surety bonds