†Promotional AIR offers remain subject to: (i) your MBNA credit card account being in good standing during the promotional period, and (ii) your financial status not having changed since the date we initially determined that your account was eligible for a promotional AIR. The promotional AIR will increase at the end of the promotional AIR period or if you are late making any minimum payment, and any remaining balances will become subject to the applicable standard AIR.

✪Balance transfers and access cheques must be repaid and otherwise dealt with according to the terms of your Account Agreement and are subject to credit availability. Balance transfers and access cheques cannot be used for repayment of any account established or maintained by MBNA or its affiliates. THERE WILL BE A TRANSACTION FEE EQUAL TO [1%] OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF [$7.50] WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. See your Account Agreement for full details.

*To qualify for this offer, you must complete a credit card application for the credit card product noted above and be approved. This offer is only available through LowestRates.ca. Valid for new MBNA cardholders only. One gift card per customer.

Terms and Conditions -

• To qualify for this offer, you must complete an application for an MBNA credit card contained in the offer after going through the LowestRates.ca checkout process and be approved. Applications must be submitted by October 31, 2017 and please allow 3-4 weeks after your approval to receive the gift card in connection with this offer.
• This offer is only available through LowestRates.ca.
• Valid for new customers only.
• Only one gift card per customer.
• By clicking "Apply Now" and applying for this credit card account through LowestRates.ca, you consent to the disclosure of your account approval by MBNA to LowestRates.ca for the purposes of (i) fulfillment and delivery of one gift card to you upon approval of your application in connection with this offer; and (ii) fulfilment of contractual obligations between MBNA and LowestRates.ca in connection with this offer.
• MBNA is not responsible for the fulfillment of this gift card.
• This offer cannot be combined with any other offer and is subject to change without notice.
• For any questions about this gift card offer, please contact LowestRates.ca at 1-855-550-3133.
• MBNA is a division of The Toronto-Dominion Bank. MBNA and other trade-marks are the property of The Toronto-Dominion Bank. All trade-marks are the property of their respective owners.
• The Toronto-Dominion Bank is not responsible or liable for any aspect of this offer. LowestRates.ca and The Toronto-Dominion Bank reserve the right to amend or cancel this offer or refuse this offer to any person at any time in their sole discretion without further notice.