5 benefits of defensive driving

By: Tom Drake on May 5, 2016
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One of the best ways for you to get the most out of your car is to engage in defensive driving. Defensive driving is about practicing safe habits behind the wheel, and actively paying attention so that you are more likely to avoid car accidents and other issues on the road.

Here are some of the benefits of defensive driving:

1. Better safety outcomes

One of the benefits of defensive driving is that you are more likely to have better safety outcomes. A defensive driving strategy like following at least a car length behind, can give you more time to react if the car in front of you makes a sudden move. You have a chance to hit the brakes before getting in an accident.

Following traffic rules and observing the best habits can help you avoid injury and even death. This is one of the best reasons to learn defensive driving.

2. Less likely to be ticketed

When you practice defensive driving, you are less likely to be ticketed. Someone who drives defensively is more likely to follow the rules of the road. That means less of a chance of pushing your luck by speeding or engaging in other behaviors that can result in a ticket.

3. Fewer car repairs

Not only is defensive driving better for your safety, but it is also better for your car in terms of maintenance. Aggressive drivers usually spend more time slamming on the breaks in a way that wears their brake pads and tires down more quickly. You can also impact your gas mileage when you drive aggressively. Switch to defensive driving and you might be surprised to see that your car has fewer problems, and it will likely last longer.

4. Qualify for auto insurance

If you have too many accidents and violations, you might not be able to get auto insurance in Canada. This can be a big problem since you are required to have it if you want to operate a car. Rather than get dropped from your auto insurance because of your violations, practice defensive driving so that you are more likely avoid the types of problems that lead to the types of violations that result in an eventual loss of insurance.

5. Save money

Defensive driving can help you save money. You will save money in the long run if your driving habits mean fewer expensive repairs. On top of that, you can also save money on your auto insurance. When you can show that you have good habits, and you haven’t been in many accidents, you are a lower risk for the company, and they will insure you accordingly.

You can also increase the chances that you will save money by avoiding costly accidents (and potential lawsuits) if you are a defensive driver.

And, of course, you will save money on car insurance when you improve your driving habits. Lower insurance premiums mean more money in your pocket each month. That’s a great way to start saving money.

Review your driving habits and consult with a financial planner who can help you review the benefits of defensive driving and help you see what incentives you might be eligible for.

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